Best Fintech Apps in 2023 To Manage Your Finances Better

 The rising popularity of smartphone apps is changing the way people live their lives. Now everything from entertainment to ordering food is done using apps. To get more specific, modern consumers are using mobile apps to stream movies, play video games, read books, and to even manage their finances.


In this blog, however, we will focus on some of the best fintech apps that are promoting the idea of cashlessness, digital finance management, virtual transactions, etc. These fintech applications are also offering their users a safer transactional environment to ensure that users remain in control of their sensitive data. And in parallel, fintech apps are eliminating the requirement of visiting banks physically as well.

Top fintech mobile apps to use on Android and iOS devices in 2023

1. MoneyLion

MoneyLion is a personal finance management app that you can explore to compare loans, get cash advances, explore saving offers, and build a good credit history. You can also get paid 2 days in advance using MoneyLion’s RoarMoney-based services. 

In emergencies, MoneyLion can provide advanced loans in minutes, that too, at 0% APR. There is a Credit Builder Plus Membership as well. The feature delivers in-depth credit reports and other exclusive services at $19.99 per month.

Features of MoneyLion, one of the top fintech mobile apps
- Access a cash advance of up to $500 in minutes
- Build a better credit score and access in-depth reports at $19.99 per month
- Increase your cash advance limit up to $1,000 with time
- Withdraw cash from 55,000+ Allpoint ATMs without any extra fees

2. Robinhood


The Robinhood app is the perfect fintech app if you are looking for one of the most-advanced investment apps. The app covers stocks, cryptos, ETFs, and more so that you can multiply your money if strategically invested. 

On cryptos, Robinhood does not charge any commission fees as well which leads you to make some of the most profitable investments using the app. Robinhood also provides 24/7 chat support along with financial news and information.

Features of Robinhood, one of the top fintech mobile apps
- Comes with 24/7 live chat support
- Explore financial news and information
- Provides advanced market analysis and charts
- Trade cryptos without any commission fees

3. Honeydue

The Honeydue app is designed for couples to share their banking responsibilities with each other. Using Honeydue, you can track bills, bank balances, spending activity, and your finances on a personalized feed. 

The app lets you decide as well the amount of information you like to share with your partner. Additionally, the dashboard allows you to add categories from several options on the app so you track the information that you want specifically.

Features of Honeydue, one of the top fintech applications
- Add and review all bank balances on a single platform
- Add customized categories on your dashboard
- Get bill reminders to not miss any payments
- Supports over 10,000 banks from the UK, Canada, the USA, France, and Spain

4. Emma

Emma lets you plan your budget so you can keep track of the money you are spending and spend wisely. The fintech app comes with a spending tracker that covers the list of expenses you are making. 

You can also use Emma to improve your credit history by reporting details like the rent you pay and other such details. The FSCS-protected app lets you earn up to 3.51% AER as well on your savings which can ultimately boost your overall net worth. 

Features of Emma, one of the best fintech mobile apps
- Add and track your bills and subscriptions
- Manage multiple bank accounts on a single app
- Set budgets and track the money you are spending
- Get weekly reports and overdraft alerts as well

Chime

The Chime app is counted among the leading names in the mobile banking industry and has millions of users. The app is an emergency companion allowing you to secure an overdraft of up to $200 on debit purchases. 

Additionally, you can find ATMs of Chime at different locations to withdraw cash, that too without having to pay even a single penny for the ATM fee. Chime also allows you to 2-day early payments.

Features of Chime, one of the best fintech apps
- Find ATMs around the world to withdraw cash
- Build a better credit score using Chime’s features
- Block shady transactions from getting repeated
- Pay anyone without any fee whether they use Chime or not

Prism


Prism is a smart money tracker designed to help you manage your money smartly. The app is famous for its transparency which allows you to review each and every activity in your financial catalog that you sync with it. 

Sync bills and pay them directly from the app, explore income, review account balances, and keep your monthly expenses in check to never fall behind on due dates.

Features of Prism, one of the top fintech mobile apps
- Manage multiple bank accounts in a single place
- Offers 256-bit AES encryption
- Process bills in seconds and save money
- Add bills to customize your bill calendar

The digital ecosystem of fintech apps is enabling better coordination and transparency between financial institutions and consumers. At the same time, fintech apps are also helping users to explore more ways of making themselves financially stronger. There are the best crypto apps, stock apps, apps to find discounts, and other such categories that we discussed in this report. 

So, whether you need an option that can help you keep your money safe or you want to multiply your net worth, explore this extensive list of the best fintech apps and find the perfect financial solution for your requirements.



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